WHEN WILL WE DELIVER?

All products that we call hardware such as machines, power supplies, furniture and peripherals can be leased or rented by us through our partner Edge Finanslaget.

Why financing?

Why own something that decreases in value? Why make big 

initial outlay for something that will be used for several years? 

Then it is better to use the latest technology without tying up capital! 

Financing is done both in the public sector and in the private business world 

equipment such as cars or copy machines. Financing is a very common way of getting the business together. It is also a wise way. 

By financing equipment, a company gets the right to use it without having to pay the full cost at the time of purchase. 

With Edge's financing solutions, it is possible to add peripherals and change models during the term of the contract. In this way, the company always has access to the latest technology without reducing the economic trading space.

The minimum amount to finance is SEK 10,000 ex VAT.

For example, it might look like this:

You need two new chairs for the studio at a total cost of SEK 26,000. The entire amount is paid immediately or after 30 days.

With leasing, the monthly cost is SEK 768/month for 36 months. If you want to keep the chairs after the lease period, you pay a residual value of SEK 2,600

Alternatively, you can choose to upgrade to new fresh chairs in a new agreement that will end up at the same monthly cost. You can also upgrade within the leasing period with an increased fee.

Say you are going to start a brand new studio with equipment for SEK 100,000. Then we also tolerate consumables up to 20% of the amount! As long as the remaining amount corresponds to the actual value of the remaining products.

Let's say all equipment Chairs, Machines, Peripheral equipment, Paints, needles, etc. costs SEK 100,000 , then you pay SEK 2,772/month for 36 months.

Other advantages of financing:

• You can order the equipment they need, rather than compromise due to limited budget or liquidity.
• You "get protection" against outdated equipment (low initial investment costs make it possible to upgrade to new technology earlier)
• You can maintain your current credit limit with the house bank.
• You maintain liquidity because the investment cost can be spread over a longer period of time, with regular payments.
• You get a simpler decision-making process as the initial cost is lower than with a cash purchase.
• You get a predictable budget as the payments are determined when the agreement is written.
• You gain flexibility (easy to upgrade or add equipment).
• You get more competitive financing terms because Edge Finance tailors the solution to your needs and wishes.

What is leasing?

Leasing is a form of long-term rental, where the lessor buys the equipment and transfers the entire right of use to the lessee through a leasing agreement

What can be leased?

Movable property can in most cases be leased. Movable property means that it is not included in real estate or as part of other equipment.

Advantages of leasing

Leasing is a simple and advantageous way to acquire equipment without tying up capital or using its bank collateral, the company thus does not unlock its credit space. The leased equipment is the security. The lease period, and thus the cost of the lease, is adapted to the economic life of the equipment, usually the lease period is 3-5 years. The leasing fee is tax deductible, i.e. it is deducted as an expense. The lease only affects the income statement as the equipment is not included as an asset in the balance sheet. Budgeting and liquidity planning becomes easy as the lessee knows the leasing period in advance.

Monthly cost and residual value

The monthly cost is affected by the residual value of the equipment and the length of the leasing agreement. A higher residual value and a long rental period result in a lower monthly cost – and vice versa. The lease is set up so that the object's residual value corresponds to the market value.

To ensure that there is not too much of a gap between residual value and market value, an increased initial lease fee can be added to l.

Contact us for more information. Tell us what you are interested in and leave your company details and we will provide you with a free quote on your monthly cost.

finans@lundberg-custom.com or give us a call on 0321-13666.